Whitmer sets 2022 deadline, offers FAQ for Michigan auto insurance refund checks

Michigan Gov. Gretchen Whitmer’s workplace has issued a timeline and FAQ bulletin on the coming automobile insurance plan refund checks because of to insured drivers future calendar year.

Past week, Whitmer declared that insured Michigan motorists will acquire $400 per motor vehicle in 2022 just after requesting a surplus described by the Michigan Catastrophic Claims Affiliation be returned to residents. Whitmer asked for the refunds previously this yr, she identified as for a $5 billion surplus documented by the MCCA to be refunded to insured drivers as quickly as attainable, and the MCCA voted to assistance the ask for.


The Michigan Office of Insurance coverage and Fiscal Companies (DIFS) issued a bulletin on the timeline and eligibility of the refund prepare.

The refund system issued by the MCCA will final result in $400 refunds despatched to policyholders for every automobile that was insured as of 11:59 p.m. on October 31, 2021.

Surplus funds will be transferred by the MCCA to insurers by March 9, and the new DIFS bulletin directs insurers to issue refunds by means of test or ACH deposit to individuals as expeditiously as doable, but in no event no later than May 9, 2022.

In addition to issuing sector guidance, DIFS has also launched a shopper FAQ website page at Michigan.gov/MCCArefund. The webpage incorporates essential information and facts and solutions frequent thoughts about the refund timeline, eligibility demands, and tells consumers what they can do if they have concerns or worries about their refunds.


“Michigan used to have the best automobile insurance coverage costs in the country, but we worked alongside one another to put Michiganders initially, substantially reducing the cost of insurance and putting $400 per car or truck again in driver’s pockets when continuing to give access to the most generous positive aspects in the nation,” claimed Governor Whitmer. “I am delighted with how quickly the system was designed and recognize the apparent steering offered both to insurers and shoppers. The bulletin and website lay out the timeline and demands so that insurers have an understanding of that they have to method the refunds as immediately as feasible, and Michiganders know when and how they will get the surplus dollars they are owed.”

Shoppers with queries or worries about automobile coverage can get in touch with DIFS by contacting Monday via Friday 8 a.m. to 5 p.m. at 833-Question-DIFS (833-275-3437) or by emailing [email protected]


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Here are some of the FAQ offered by DIFS:

Do I have to do anything to get my test if I am suitable?

A refund check out or an ACH deposit will be issued to qualified Michigan policyholders. If you are eligible to obtain a refund, it will be despatched to you by your insurance plan organization and you will not have to do just about anything to acquire it.

Are motorcycles and RVs eligible for the refund?

Certainly, bikes and RVs are qualified for the $400 refund if the bike or RV was included by a coverage that meets the bare minimum insurance policy necessities for working on Michigan roads (see MCL 500.3101 and MCL 500.3103).

I do not have endless Own Personal injury Security (PIP) health-related coverage. Will I however get a refund?


Sure. All certified cars are eligible to get a refund regardless of the PIP medical coverage amount chosen on the coverage.

(Discover a lot more FAQ listed here)

Michigan Gov. Gretchen Whitmer’s place of work has issued a timeline and FAQ bulletin on the coming car insurance policies refund checks thanks to insured motorists subsequent 12 months.

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